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User's Guide To Compare Car Insurance

Compare Car Insurance: Get The Best Deal

By Ara Rubyan

Smart shoppers will compare car insurance quotes to get the best deals. Or they'll talk to more than one acquaintance to get some insight into who is good and who is not.

But calling around to compare car insurance companies is time-consuming. And while word of mouth is important when considering who to insure your car with, it isn't a guarantee of getting a good deal. Just because someone you know got a good deal with a company, doesn't mean that company is best for you. For example, some insurance companies claim to have the lowest rates. But after taking some time on the phone (or even enrolling with them) you may find that you do not fit the profile for getting a cheap rate. This means that wasted a lot of time for nothing. 

What's the solution?  

An auto insurance broker may be the best way for you to compare car insurance companies and get the deal you need and want. Talk to a specialist broker and answer a few simple questions.  Then your broker will be able to search the market and compare car insurance deals for you. At that point you have a much better chance of getting the best car insurance at the lowest price that is available to you at that moment in time.

Your broker will want to know the answers to

a few basic questions before they compare car insurance quotes for you:

  • Are you the sole owner and driver of the car?
  • What type of insurance coverage do you want or need?
  • What is the age and value of your car?

Your specialist broker will also want to know whether you require car insurance that is more suitable for a woman or a young driver. Often, the cheaper deals are available to these demographic groups.

Once the broker has all the answers then the broker can compare car insurance deals on your behalf and help you make an informed decision.

And here's another important consideration: You should contact a specialist broker every year to compare car insurance quotes in the market. Rates change over time; companies come and go. Just because the insurance company your broker got you last year was the cheapest deal, doesn't mean that it will be the cheapest and best car insurance deal for you this year. So stay on top of it each year to make sure you compare car insurance companies in an up-to-date manner.

If you want to save time and compare car insurance companies for the best deal, talk to a specialist. Talk to a car insurance broker.

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